Dasha Kennedy started The Broke Black Girl, a financial wellness brand that “provides culturally relevant financial literacy resources to African American women.” Kennedy has lots of wisdom and advice to give based on personal experiences with financial literacy, which she shares on her platforms.
Recently, Kennedy made a post on Instagram in which she shared some tips for how to best settle anxiety around finances when it comes to Sunday night — a time when intrusive and stress-provoking thoughts can frequently enter one’s mind.
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Instead of stressing, get in the right money mindset. Here are seven things to do on Sunday night to have a successful financial week, according to Kennedy.
Also see Kennedy’s 15 money non-negotiables for 2025.
Some of us keep our money and some financial tools in a purse, wallet, bag or personalized carryall. However you are keeping your money on your person, Kennedy recommended taking out any receipts you do not need, coins floating around and old credit cards.
Basically, whatever you do not need, purge from your purse.
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This may not be the last thing you want to do before bed, but it’s certainly a critical step. Kennedy suggested logging in to your bank account and see for yourself where your money is at.
Double check that there are no surprise transactions and give yourself a sense of peace knowing exactly how much money you have before starting the week.
Sunday is a great time to calculate and reexamine how much money you spent in the past seven days. Did you stay on budget? Did you spend more than you anticipated?
Either way, see if you can realign your spending habits to stay on target with your money goals for the upcoming week, Kennedy advised. According to Experian, a weekly spending review, in which you assess your actual spending and your planned spending, can help your budget run smoothly.
Make sure you know exactly what bills are due in the days ahead. If you can, Kennedy suggested scheduling them on Sunday night before bedtime so you don’t get hit with a late fee.
If Sunday doesn’t work for you, mark your calendar for a day that week where you can arrange all your payments at once.
Oftentimes, it can feel like all financial goals are long-term ones. Kennedy, however, recommended making a financial goal for the week that is clear, is intentional and can be accomplished in the week ahead.
Whether it is saving, budgeting or investing, there are small steps that can be taken to get to bigger ones in the future.
Mondays can be rough, especially when you are unprepared to spend money you didn’t anticipate. These expenses could include grocery shopping, gas and any other cost of living needs. If you know you’ll have expenses that need to be covered on Monday, make sure you plan ahead and allocate the funds for them, according to Kennedy.
If you need cash to pay for these, make sure you go to an ATM and withdraw it so you aren’t rushed when Monday comes around, Kennedy advised.
Kennedy noted that a great way to end your day and start your week is with positive financial affirmations, in whatever form works best for you. According to Psychology Today, self-affirmations can improve one’s life in many different ways, including increasing happiness and boosting self-control.
It’s important to visualize your goals and chart out the steps necessary to achieve them, all of which can be done right before turning off the lights and can aid in getting a good night’s sleep.
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This article originally appeared on GOBankingRates.com: 7 Sunday Night Tasks To Set You Up for a Good Financial Week, According to Dasha Kennedy
