Dasha Kennedy started The Broke Black Girl, a financial wellness brand that “provides culturally relevant financial literacy resources to African American women.” Kennedy has lots of wisdom and advice to give based on personal experiences with financial literacy, which she shares on her platforms.
Recently, Kennedy made a post on Instagram in which she shared some tips for how to best settle anxiety around finances when it comes to Sunday night — a time when intrusive and stress-provoking thoughts can frequently enter one’s mind.
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Instead of stressing, get in the right money mindset. Here are seven things to do on Sunday night to have a successful financial week, according to Kennedy.
Also see Kennedy’s 15 money non-negotiables for 2025.
Some of us keep our money and some financial tools in a purse, wallet, bag or personalized carryall. However you are keeping your money on your person, Kennedy recommended taking out any receipts you do not need, coins floating around and old credit cards.
Basically, whatever you do not need, purge from your purse.
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This may not be the last thing you want to do before bed, but it’s certainly a critical step. Kennedy suggested logging in to your bank account and see for yourself where your money is at.
Double check that there are no surprise transactions and give yourself a sense of peace knowing exactly how much money you have before starting the week.
Sunday is a great time to calculate and reexamine how much money you spent in the past seven days. Did you stay on budget? Did you spend more than you anticipated?
Either way, see if you can realign your spending habits to stay on target with your money goals for the upcoming week, Kennedy advised. According to Experian, a weekly spending review, in which you assess your actual spending and your planned spending, can help your budget run smoothly.
Make sure you know exactly what bills are due in the days ahead. If you can, Kennedy suggested scheduling them on Sunday night before bedtime so you don’t get hit with a late fee.
If Sunday doesn’t work for you, mark your calendar for a day that week where you can arrange all your payments at once.
Oftentimes, it can feel like all financial goals are long-term ones. Kennedy, however, recommended making a financial goal for the week that is clear, is intentional and can be accomplished in the week ahead.